New Pumpkin Survey Reveals Major Gaps Between Perception And Reality Of Dog Ownership Costs


Will Fido break the bank? 82% of respondents significantly underestimate the lifetime cost of veterinary care and 44% couldn’t afford an unexpected bill $ 1,000

NEW YORK, September 20, 2021 / PRNewswire / – To kick off National Pet Insurance Month, Pumpkin, a pet insurance and welfare provider, has released a new survey examining misconceptions about the costs of dog ownership. Over a thousand dog owners nationwide have shown that pet parents have an extremely skewed view of the costs of veterinary care and are very poorly prepared for costly dog ​​emergencies.

Pumpkin Pet Insurance

Since the start of the pandemic, a whopping 93% of respondents took their dog to the vet and almost half (45%) of dogs had a serious accident or illness requiring a visit to the vet. Despite the high and necessary reliance on veterinary care, many owners struggle to meet the financial demands of their pets’ health needs. Some of the survey results include:

  • 82% of respondents underestimated the lifetime veterinary costs associated with owning a dog.

  • 44% couldn’t afford an unexpected bill $ 1,000 but 15% of dog owners report having had a veterinary bill of more than $ 1,000 in the past 18 months.

  • 39% delayed the visit to the vet for fear of the cost.

  • For those who delayed a vet visit, 87% do not have pet insurance and 60% would not be able to pay a vet bill out of pocket. $ 1,000.

  • Of those who had an accident or serious illness in the past 18 months, only 22% had pet insurance.

  • Of those who prefer to deal with unforeseen emergency vet costs as they arise, 93% underestimated the cost of vet care.

Dogs are important members of the family, like children to many, and deserve the best possible care so that they can live happy and healthy lives. The American Association of Veterinarians (AVMA) Guidelines for responsible pet ownership, emphasizes the financial obligation of owners for the care of their pets and that, without a doubt, providing your pet with proper health care throughout its life is a fundamental part of being a good pet parent. company.

With the information from this survey, Pumpkin aims to help pet parents take the best possible care of their puppies so that all dogs can live safe, happy and healthy lives. For more information on the survey results, visit

About the pumpkin[1]
Pumpkin Insurance Services Inc. (Pumpkin) is a pet care company and producer of consumer direct insurance. Pumpkin insurance plans offer dog and cat owners advanced veterinary coverage for accidents and illnesses, and their optional non-insurance Preventive Essentials add-on provides prevention of life-threatening illnesses by reimbursing vaccines and the annual wellness exam and associated laboratory tests, helping consumers to make data-driven care decisions based on their pet’s health needs. All Pumpkin plans provide reimbursement for covered care administered by any licensed veterinary clinic in the United States and Canada. Pumpkin insurance policies do not cover pre-existing conditions. Pumpkin insurance does not cover routine dental cleaning. Waiting periods, annual deductibles, coinsurance, benefit limits and other exclusions may apply. For all limitations and for more information on Pumpkin’s pet insurance, and / or to learn more about the optional add-on benefits of Pumpkin’s Preventive Essentials, visitors can review the terms and conditions at insurance policy and on agreement, respectively. . Additional information can be found by visiting

[1] Pumpkin Insurance Services Inc. (NPN # 19084749) (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company (NAIC # 21113. Morristown, New Jersey), a Crum & Forster company and produced by Pumpkin. Pumpkin receives compensation based on the premiums of the insurance policies it sells. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional additional benefit unrelated to insurance. Pumpkin is responsible for the product and the administration. Pumpkin Preventive Essentials is not available in all states.

This survey was conducted by Pumpkin via SurveyMonkey with a sample of 1,356 nationwide dog owner respondents from August 17, 2021 to August 21, 2021.

Media contact:
Brittany Gbur
[email protected]

Data provided by Pumpkin Pet Insurance

Data provided by Pumpkin Pet Insurance



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SOURCE Pumpkin Pet Insurance

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